Customer stories - Payro Finance

Industries

Who we serve

Manufacturing

Industrial, aerospace, chemical, clothing, jewelry etc.

Healthcare

Medical practices, homecare, hospice, & more.

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Construction

Civil engineering, construction, painting, plumbing, electric, & more

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Nonprofits

Education, healthcare, hospice, & more

Restaurants & Food

Food services or catering businesses including food-service contractors.

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Service

Schools, religious facilities, arenas, beauty services, & more

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"Easily the best product for this type of payroll need. Decent terms, painless process and quick payout. I used it more than once, and it’s putting us in a position to grow our team and business as we build up our reserves."

"Very straightforward. We have our operating account with the bank, but this was much more streamlined and quick and that's what really appealed to me."

"Great service! My rep was extremely responsive and helpful. She was easy to reach, and very knowledgeable."

"Our payroll company recommended Payro, and we have had a top notch experience. Within a week we were able to address our A/R gap, without putting personal funds from our founders on the line."

"I’m a busy business owner with no time for an involved process. I was able to complete the whole thing online in a few minutes, and we got funding in a few days. Highly recommend."

"A breath of fresh air. They’re not trying to sell you on a bunch of offerings and services. It’s just one loan product, one rate. I was able to complete the whole thing online in a few minutes, and we got funding in a few days. Highly recommend."

"We’re impressed with the ease of signing up. Oftentimes a short term payroll loan like this has to be made close to the last minute, but it was very straightforward and quick."

"Before Payro, there were times I was just paying this huge payroll myself. Throwing your own money in all the time is a dangerous practice. Payro is an excellent quick and low cost way to access working capital for payroll."

"Unparalleled experience. We were getting declined by banks because we had no debt — which felt ridiculous. Payro understood our structure and high profitability and approved us without asking a million questions and having us run through endless paperwork hoops."

It’s like having payroll insurance. Payro provides me with a critical safety net of funds that’s always available. I’ve only used it once so far, but it’s a constant security that we’ll be able to accommodate whatever payments we have to make, and gives me priceless peace of mind.

Transparent with no hidden costs. Unlike other loans, everything is above board and crystal clear, what you see is what you get. It’s super simple to make draws, and very reasonable terms.

Underwriting process was flawless, we were impressed by how simple it was to request the funding. And while they work so fast, they asked all the questions that were needed.

Their customer service, like everything, is top notch. I have a lot of communications with Meghan, our rep, and she's such a sweetheart. She’s been nothing but helpful. I can't even find the words to describe her.

As a private OB practice, we’ve had times when we were close to the edge because of delayed insurance payments. Payro’s a lifeline. It’s straightforward, fast, simple and you don’t need a great P&L or balance sheet to get approved. And the rates are very fair.

It’s a no-brainer. You can get funds the same day, and the website is so simple, I wish all sites were as easy to use. We use Payro whenever we have a banking or insurance settlement delay as a shortcut stop way to bridge the gap between AR and payroll.

Sometimes checks take longer to clear, or there are banking delays. With other payments you can manipulate them by a day or two, but payroll has to happen every two weeks no matter what. Payro gives us access to funds that are always available and we can draw on at the last minute.

Fair, realistic payment terms that are so much lower than our bank rate. The rate and the ease of qualifying and applying showed compassion, trust and honesty. We know Payro has our back.

Customer stories

How we helped growing businesses across the US rapidly access $100M+ in funding

Show me businesses that

Out of respect for customer privacy, we have redacted business names.

Healthcare

How a behavioral health clinic with 100+ employees funded a 2-month system overhaul

We were overhauling our systems, and needed to switch our bank and billing systems. That delayed our payments, and totally out of left field….

Behavioral Health Clinic

Established 2005

$850,000 payroll

No other funding needed

Transportation

With ports shuttered and drivers threatening to protest, could Payro help this transportation company weather the storm?

Covid-19 shut our ports and clogged our system — we weren’t able to receive and transport shipments, which meant payments were delayed. Our fleet of truckers were already on edge with frustrations…

Logistics & shipping company

Established in 2018

$100,000 loan for 3 weeks

$3-4M monthly revenue

Food service

How a large food manufacturing company financed a significant expansion without impacting payroll, or reducing profits

When we expanded and needed to revamp our equipment, we didn’t break a sweat, knowing that we had the perfect contingency strategy in place.

Food manufacturer

Established in 2013

$50,000 partial payroll loan

200+ employees on payroll

Thriving businesses across the US use Payro to fuel their growth, tide through cash gaps, and make payday a happy day — for everyone

customer store

Who we serve

Manufacturing

Healthcare

Construction

Nonprofits

Restaurants & Food

Service

Fitness & Recreation

Pet care

Law firms

Consulting

Retail

Social work

Accommodation

Education

Professional, scientific, and technical

Engineering

Staffing

Private Security

Government Contract

How we helped growing businesses across the US rapidly access $100M+ in funding

How a behavioral health clinic with 100+ employees funded a 2-month system overhaul

With ports shuttered and drivers threatening to protest, could Payro help this transportation company weather the storm?

How a large food manufacturing company financed a significant expansion without impacting payroll, or reducing profits

Every business needs a safety net for when cash is low.