FUNDING UP TO $500,000



Payroll Funding on-demand

Instant – Payro’s payroll financing solution functions as a flexible payroll line of credit, providing business owners with same-day access to the funds they need.

Cost-effective – Unlike traditional loans or alternative lending options, our low rates offer a way to make payroll without incurring long-term debt or other financial repercussions.

Straightforward – We are not a merchant cash advance (MCA) or invoice factoring company. Collateral is never required, and approval for financing for payroll is based solely on your revenue and an analysis of your business’s cash flow.

  • 30M+US Small
  • 60%Struggle with
    Cash Flow
  • 50KCompanies Connected
    with Us

Finance Your Payroll Today

How Our Payroll Finance Program Works


Apply for pre-approval

You may be pre-approved for payroll funding services of up to $20,000 and receive funding up to $500,000 — all based on a few simple criteria such as years in business and payment history.


Opt-in for financing as needed

Whenever you need money for payroll, simply request it. We’ll review and transfer funds same-day to ensure your payroll is covered on time.


Process your payroll

Funds are deposited directly to your business account, so your payroll company can draw funds and distribute payroll to employees on time, as per usual.


Our payroll funding clients speak

Never worry about covering payroll again


When cash flow runs low, businesses face a dilemma: Delay payroll and risk your employees, or run payroll and hope funds come in before it clears — running the risk of being hit by a costly NSF.

Payro provides a third, better option.

If your cash flow has been affected by:


  • Rapid growth
  • Delayed accounts receivables
  • Seasonality
  • Fluctuations in demand



Let our payroll funding company provide you with a smarter, more cost-effective financing solution.

Payro Finance

See if your business qualifies for payroll financing

Request a callback