High-speed, low cost payroll funding

Everything you need to know about PAYRO’s payroll financing program

  • circle tick Rates as low as 1.5%
  • circle tick Financing up to $500,000
  • circle tick Same-day funding
  • circle tick 2 years in business
  • circle tick At least 5 employees
  • NOTE: This loan can only be used for payroll.

How it works



Following your application, a PAYRO underwriter will reach out within 1 business day to gather some documents and process your application.

PAYRO will review and analyze your documents and will have a decision within 1-2 business days.

Documents you’ll need:

6 months of bank statements (financials are not required).



Once your business is approved, financing will be fully integrated within your payroll service.

You can also request funding through the PAYRO app.


PAYRO will process your request and wire the funds directly into your account same-day to ensure your payroll is covered on time.



You have up to 4 weeks (28 days) to repay the funds you’ve borrowed.

Simply tell PAYRO the date you want to pay back your loan within those 4 weeks and we’ll draw the entire amount plus relevant fees on the date you requested.

Early Payments:

There’s no ‘early payment’ penalty.You can choose to repay the loan at any time throughout the 4 week period.


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Give us a call 1-833-271-4499 Hours: M-F, 9am - 5pm

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